Community First Bank - Privacy Statement

COMMUNITY FIRST BANK

PRIVACY POLICY

Rev April 2011

FACTS
WHAT DOES COMMUNITY FIRST BANK
DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires that we tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information that we collect and share depends on the product or service you have with us. This information can include:

·         Social Security Number and Income
·         Account Balances and Payment History
·         Credit History and Credit Scores and Employment Information

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community First Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:
Does Community First Bank share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes
No
For our marketing purposes –
to offer our products and services to you.

No
We don’t share
For joint marketing with other financial companies.

No
We don’t share
For our affiliates’ everyday business purposes –
Information about your transactions and experiences.

No
We don’t share
For our affiliates’ everyday business purposes –
Information about your creditworthiness.

No
We don’t share
For our affiliates’ to market to you.

No
We don’t share
For nonaffiliates’ to market to you.

No
We don’t share

Questions?
Call 660-679-3135 or 660-476-2124 or 660-679-6191

Who We Are
Who is providing this notice?

Community First Bank

What We Do
How does Community First Bank protect my personal information?

To protect your personal financial information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer security safeguards and secured files and buildings.
We continually assess new technology for protecting information. Our employees are trained to understand and comply with this information policy.

How does Community First Bank collect my personal information?
We collect your personal information, for example, when you:

·         Open an account or deposit money
·         Pay your bills or apply for a loan
·         Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only:

·         Sharing for affiliates’ everyday business purposes – information about your credit worthiness.
·         Affiliates from using your information to market to you.
·         Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related to common ownership or control. They can be financial and nonfinancial companies.

·         Community First Bank has no affiliates

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

·         Community First Bank does not share with nonaffiliates so they can market to you

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

·         Community First Bank doesn’t jointly market

Other Important Information