Safekeeping Checking Account

• $100.00 Minimum to Open Account 
• $600.00 Minimum Balance to Avoid Monthly Service Charge 
• $3.00 Monthly Service Charge
• No Activity or Transaction Fees
• Free Initial Check Order (20 Checks); Duplicate Checks required 
• Check Images returned to customer 12 per page
• Debit Card

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REGULAR CHECKING

• $100.00 Minimum to Open account
• $600.00 Minimum Balance to Avoid Monthly Service Charge
  
  • Balance $300 to 599.99: $5.00 per Month
  • Balance $200 to 299.99: $7.50 per Month
  • Balance $199.99 and less: $10.00 per month
• Check Images returned to customer 12 per page
• 65 years and older; Service Charge is waived
• Full Time Student; Service Charge is waived
• Account with regular direct deposit; Service Charge is waived
• Eligible to apply for Ready Reserve 
• Debit Card

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NOW ACCOUNT

• $100.00 Minimum to Open Account
• $750.00 Minimum Balance to Avoid Monthly Service Charge
• Service charge of $7.50 if balance drops below $750.00
• Interest paid monthly at the current rate
• Unlimited Checking
• Images returned with statement

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FIRST ONE CLUB ACCOUNT

• $100.00 Minimum to Open Account
• No Minimum Balance Required
• Earned interest paid monthly at the current rate
• Unlimited Checking
• Check Images returned with statement monthly
• Community First Bank wallet or duplicate checks free
• Designer Checks and others receive 30% discount
• Safe Deposit Box Rental Free on small box, 30% off on other sizes
• No Fees for Money Orders, Official checks, and Travelers Checks
• $10,000 24-Hour Accidental Death and Dismemberment Insurance increasing to $20,000 while traveling as a passenger on a Scheduled Airline.
• Increased 24-hour coverage when the insured is wearing a seat belt in a private passenger automobile
• $2,500 Identity Theft Insurance with Fraud Assistance
• Payment Card Protection
• Triple-Bureau Credit Reports
• Hotel Savings Network Discounts
• Savers Club
• Monthly Service Charge $7.00

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FIRST TWO CLUB ACCOUNT

• $100.00 Minimum to Open Account
• No Minimum Balance Required
• Earned Interest paid monthly at the current rate
• Unlimited Checking
• Check Images returned with statement monthly
• Community First Bank wallet or duplicate checks free
• Designer Checks and others receive 30% discount
• Safe Deposit Box Rental Free on small box, 30% off on other sizes
• No Fee for Money Orders, Official checks, and Travelers Checks
• $25,000 24-Hour Accidental Death and Dismemberment Insurance increasing to $100,000 while traveling as a passenger on a Scheduled Airline
• Increased 24-hour coverage when the insured is wearing a seat belt in a private passenger automobile
• $5,000 Identity Theft Insurance with Fraud Assistance
• Payment Card Protection
• Triple-Bureau Credit Reports
• Everyday Rebate Rewards
• Hotel Savings Network Discounts
• Savers Club
• Monthly Service Charge $9.00

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HOMETOWN 50 CLUB ACCOUNT

• Customer must be 50 years of age or older
• Customer must have a Community First Checking and or Savings Account
• There must be a combined balance of at least $5,000.00
• Personalized Hometown 50 Club checks Free (CFB logo wallet or duplicate styles)
• Check Images returned with statement
• No Fee for Money Orders, Official checks, and Travelers Checks
• Earned Interest paid monthly at the current rate
• Customer can choose to have interest on Certificate of Deposit compounded monthly rather than semi-annually.
• Free small Safe Deposit Box or 30% discount on all other sizes

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HOMETOWN 51 CLUB ACCOUNT

• Customer must be 50 years of age or older
• $100.00 Minimum to Open Account
• No Minimum Balance Required
• Earned Interest paid monthly at the current rate
• Unlimited Checking
• Check Images returned with statement monthly
• Community First Bank wallet or duplicate checks free
• Designer Checks and others receive 30% discount
• Safe Deposit Box Rental Free on small box, 30% off on other sizes
• No Fees for Money Orders, Official checks, and Travelers Checks
• $10,000 24-Hour Accidental Death and Dismemberment Insurance increasing to $20,000 while traveling as a passenger on a Scheduled Airline
• Accidental Death and Dismemberment Insurance benefit reduces by 50% after age 70
• Increased 24-hour coverage when the insured is wearing a seat belt in a private passenger automobile
• $2,500 Identity Theft Insurance with Fraud Assistance
• Payment Card Protection
• Triple-Bureau Credit Reports
• Everyday Rebate Rewards
• Hotel Savings Network Discounts
• Savers Club
• Monthly Service Charge $3.00

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HOMETOWN 52 CLUB ACCOUNT

• Customer must be 50 years of age or older
• $100.00 Minimum to Open Account
• No Minimum Balance Required
• Earned Interest paid monthly at the current rate
• Unlimited Checking
• Check Images returned with statement monthly
• Community First Bank wallet or duplicate checks free
• Designer Checks and others receive 30% discount
• Safe Deposit Box Rental Free on small box, 30% off on other sizes
• No Fees for Money Orders, Official checks, and Travelers Checks
• $25,000 24-Hour Accidental Death and Dismemberment Insurance increasing to $100,000 while traveling as a passenger on a Scheduled Airline
• Accidental Death and Dismemberment Insurance benefit reduces by 50% after age 70
• Increased 24-hour coverage when the insured is wearing a seat belt in a private passenger automobile
• $5,000 Identity Theft Insurance with Fraud Assistance
• Payment Card Protection
• Triple-Bureau Credit Reports
• Everyday Rebate Rewards
• Hotel Savings Network Discounts
• Savers Club
• Monthly Service Charge $5.00

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