• SAVINGS ACCOUNT
• MONEY MARKET ACCOUNTS
• CERTIFICATE OF DEPOSITS
• DEPOSIT RATES
  

SAVINGS ACCOUNT

• Minimum of $100.00 to open account-will waive for minors
• Minimum balance to receive interest is $25.00
• Three withdrawals per quarter allowed free, additional withdrawals $1.00 per withdrawals
• Statements printed and mailed quarterly in March, June, September, and December

return to top

MONEY MARKET ACCOUNTS

• Minimum balance of $2,500.00
• Limited Checking, 6 withdrawals per month
• Excess transactions will receive a $1.00 per item fee
• Interest paid monthly at current rate.
• Interest rate tiered according to balance
• 0.00-$2,499.99
• $2,500 to $9,999.99
• $10,000.00-$24,999.99
• $25,000.00-$49,999.00
• $50,000.00-$89,000.00
• $90,000.00-Above
• No maintenance fee, unless balance drops below $2,500.00 during the month.
• The interest rate will drop to the NOW rate.

return to top

CERTIFICATE OF DEPOSITS

• Minimum of $1,000 deposit required
• Terms Available are as follows:
• 91 days
• Six months
• Twelve months
• Eighteen months
• Twenty four months
• Thirty months
• Thirty Six Months
• Forty Eight Months
• Sixty Months

• Penalties for Early Withdrawal are:
• 3 months interest penalty for any certificate with a term of 12 months or less
• 6 months interest for any certificate with a term greater than 12 months
• Penalties are waived due to death of owner

return to top

DEPOSIT RATES